There has been a massive amount of chatter concerning health care coverage over the past few months. President Obama, and most of the Democratically controlled Congress, believes the solution to health care coverage is to nationalize the system. Nationalizing health insurance itself would be one thing, however they feel the need to nationalize the entire health system, 17% of our economy. Combined with the current increase in government’s size, that would place the Democrats in control of about 40 cents out of every dollar produced.
We know this is impossible to sustain. It is actually impossible to even attempt. Any part of the health care system in this country would do irreparable harm to all those involved, most importantly the patients who depend upon the finest system in the world. It therefore cannot be allowed.
The “problem” the government is attempting to solve, is the claimed 47 million Americans without health insurance. It is not that they are getting poor care, or no care, but that they have to spend their own money on insurance. As someone who has been in that position before, I don’t really see a problem. I have had to go to a “Doc-in-a-box” and shell out $75 for the visit and another $50 for my prescription. I’m a reasonably healthy guy, so no big deal. Now, when I was hospitalized for what seemed like a heart attack, that is where health insurance came in handy.
A “best of both worlds” solution is the type of health insurance I have now. For just about $225 per month (and I’m a smoker with a pre-existing condition), I have $5 million in coverage from a very well known company. Preventative care, like checkups, is completely free, however there is a $5,000 deductible. The deductible is taken care of through the $75 per month added into my Health Savings Account (HSA). The HSA is administered through a debit card that I can use on any health related expense, even aspirin bought at my local grocery store. I can use it for glasses, or to have my teeth cleaned. I have excellent coverage, for right at $300 per month. I can use any doctor, and, the best part is, my rates are guaranteed not to go up for three years.
So, if we gave the assumed 47 million Americans the same health care insurance plan I have, which costs $3,600 per year, the total hit for the taxpayers to cover is $169.2 Billion dollars. That’s it. While expensive, it is a mere drop in the bucket compared to the trillions Obama would need to spend for national health care. And since I’m sure the number is inflated, the cost will only go down. And if the government pays my health insurance company directly each month for the rates, I’m sure a “group discount” would also apply.
We do not need to spend trillions of dollars. We do not need to have our entire health care system ruined in an attempt to provide coverage to 47 million people. All we need is $169 billion or less. Would my plan work? Absolutely. Would Obama accept this plan? Never. The reason is simple, they want power and control over the entire system. They are not looking to solve a problem.
So the next time you overhear some random, Obama bumper sticker wielding Liberal talk about how we need to nationalize the health system, hit him with this number $169 billion.